Visa

Kumari Bank

Kumari Visa Classic

Annual Fee

NPR 1,500

Interest Rate

2.75%/mo

Cashback

0.00%

Lounge Access

See how Kumari Bank Kumari Visa Classic stacks up against other cards before you decide.

	Kumari Bank Kumari Visa Classic Viewing	Nepal Bank Limited Nepal Bank MasterCard Classic	Nabil Bank Nabil Visa Classic	Global IME Bank Global IME Visa Gold
Network	Visa	Mastercard	Visa	Visa
Annual Fee	NPR 1,500	NPR 1,000	NPR 2,000	NPR 2,500
Interest Rate	2.75%/mo	3.00%/mo	2.50%/mo	2.50%/mo
Cashback	0.00%	0.00%	0.00%	0.25%
Lounge Access	No	No	No	No
	Currently viewing	View Details	View Details	View Details

Is there a minimum income requirement for a credit card?

Most banks require a minimum monthly income, usually starting around NPR 25,000–50,000 depending on the card tier.

What happens if I miss a credit card payment?

You’ll be charged a late payment fee and interest on the outstanding balance, and repeated missed payments can affect your CIB credit record.

Can I upgrade or downgrade my credit card later?

Yes, most banks let you upgrade or downgrade after a few months of account history, subject to eligibility.

How is the credit limit decided?

Banks assess your income, existing debts, and credit history to set a limit that fits your repayment capacity.

Are there any charges for using the card abroad?

Most cards apply a foreign currency markup (typically 2–3.5%) on international transactions — check your specific card’s terms.