Not sure which service fits?
Pratik Shrestha, Financial Advisor — All Products — free, no pressure, no obligation to apply.
Helped 410+ people with questions like this8 services found across 4 categories
? Trade Finance
Standard Chartered Nepal
SC Letter of Credit
Service Charge0.50%
Processing3-5 business days
?️ Locker Service
Everest Bank
Everest Bank Locker
Annual RentNPR 4,500
Security DepositNPR 6,000
Locker SizeMedium
Himalayan Bank
HBL Safe Deposit Locker
Annual RentNPR 3,000
Security DepositNPR 5,000
Locker SizeSmall
? Remittance Service
Kumari Bank
Kumari Remit
Service Charge1.25%
Transfer LimitNPR 3,00,000
Processing1-2 business days
NIC Asia Bank
NIC Asia Remit
Service Charge1.00%
Transfer LimitNPR 5,00,000
ProcessingInstant to 24 hours
? Foreign Currency Exchange Service
Know Before You Apply
What these services actually cost
Bank services rarely have one "headline rate" like a loan does — the real cost shows up in a few specific places.
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Percentage vs. flat chargesA percentage-based fee scales with your transaction — a flat fee doesn't. Check which applies before comparing numbers directly.
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Security depositsLocker and trade finance services often need a refundable deposit on top of the quoted rent or margin.
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Processing timeInstant forex and remittance exist alongside multi-day options — faster isn't always cheaper.
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DocumentationTrade finance and remittance usually need more paperwork than a locker or forex counter — ask upfront.
Common questions
From people using bank services in Nepal.
How long does it take to process a remittance transfer?
Domestic transfers are often instant to a few hours; international remittances typically take a few hours to 2 business days.
What documents are needed to rent a locker?
Usually your citizenship/ID and an active account with the bank; some banks also ask for a passport photo.
How are foreign exchange rates determined?
Rates are set based on the interbank foreign exchange market and updated daily (sometimes multiple times a day) by each bank.
What is a letter of credit used for?
A letter of credit is a bank guarantee used in trade to assure a seller that payment will be made once agreed conditions are met.
Can individuals use trade finance services, or only businesses?
Trade finance is mainly used by businesses and importers/exporters, though some banks offer scaled-down facilities for individuals.