Savings Account
Nepal Bank Limited
NBL Bachat Khata
Min Rate
4.00%
Max Rate
6.00%
Min Balance
NPR 1,000
Key Features
- Free debit card on opening
- Free mobile banking
- No minimum balance penalty for students
Compare Similar Offers
See how Nepal Bank Limited stacks up against other Savings Account offers before you decide.
|
Nepal Bank Limited NBL Bachat Khata Viewing |
Nabil Bank Nabil Smart Saver |
Himalayan Bank HBL Normal Savings |
|
|---|---|---|---|
| Interest Rate | 4.00–6.00% | 4.50–6.50% | 4.25–6.25% |
| Min Balance | NPR 1,000 | NPR 2,500 | NPR 1,000 |
| Interest Paid | Quarterly | Quarterly | Monthly |
| Premature Withdrawal | Allowed | Allowed | Allowed |
| Currently viewing | View Details | View Details |
Frequently Asked Questions
What is the minimum amount to open a deposit account?
This varies by product — savings accounts can start as low as NPR 1,000, while fixed deposits often require higher minimums. Check each product’s details.
Can I withdraw a fixed deposit before it matures?
Yes, premature withdrawal is usually allowed but may reduce the interest rate or attract a small penalty depending on the bank.
How is interest on my deposit calculated and paid?
Interest is calculated on your balance and paid out monthly, quarterly, or at maturity depending on the product — shown on each product’s detail page.
Is my deposit insured?
Deposits with Nepali commercial banks are covered by the Deposit and Credit Guarantee Fund up to the insured limit set by Nepal Rastra Bank.
Do I need to visit a branch to open an account?
Many banks now offer online account opening, but some products still require an in-branch visit for verification.