Fixed Deposit
Standard Chartered Nepal
SC Term Deposit
Min Rate
8.50%
Max Rate
10.75%
Min Balance
NPR 25,000
Tenure
3–60 mo
Key Features
- Flexible interest payout
- Auto-renewal option
- Competitive rates for large deposits
Compare Similar Offers
See how Standard Chartered Nepal stacks up against other Fixed Deposit offers before you decide.
|
Standard Chartered Nepal SC Term Deposit Viewing |
Nepal Bank Limited NBL Fixed Deposit |
Kumari Bank Kumari Fixed Deposit |
|
|---|---|---|---|
| Interest Rate | 8.50–10.75% | 8.00–10.50% | 8.25–10.25% |
| Min Balance | NPR 25,000 | NPR 10,000 | NPR 10,000 |
| Tenure | 3–60 mo | 3–60 mo | 3–36 mo |
| Interest Paid | Quarterly | On Maturity | On Maturity |
| Premature Withdrawal | Not allowed | Not allowed | Not allowed |
| Currently viewing | View Details | View Details |
Frequently Asked Questions
What is the minimum amount to open a deposit account?
This varies by product — savings accounts can start as low as NPR 1,000, while fixed deposits often require higher minimums. Check each product’s details.
Can I withdraw a fixed deposit before it matures?
Yes, premature withdrawal is usually allowed but may reduce the interest rate or attract a small penalty depending on the bank.
How is interest on my deposit calculated and paid?
Interest is calculated on your balance and paid out monthly, quarterly, or at maturity depending on the product — shown on each product’s detail page.
Is my deposit insured?
Deposits with Nepali commercial banks are covered by the Deposit and Credit Guarantee Fund up to the insured limit set by Nepal Rastra Bank.
Do I need to visit a branch to open an account?
Many banks now offer online account opening, but some products still require an in-branch visit for verification.