Current Account
Himalayan Bank
HBL Business Current A/C
Min Balance
NPR 10,000
Key Features
- Free cheque book
- Overdraft facility available
- Multi-branch banking
Compare Similar Offers
See how Himalayan Bank stacks up against other Current Account offers before you decide.
|
Himalayan Bank HBL Business Current A/C Viewing |
Everest Bank Everest Current Account |
|
|---|---|---|
| Min Balance | NPR 10,000 | NPR 5,000 |
| Interest Paid | Not Applicable | Not Applicable |
| Premature Withdrawal | Allowed | Allowed |
| Currently viewing | View Details |
Frequently Asked Questions
What is the minimum amount to open a deposit account?
This varies by product — savings accounts can start as low as NPR 1,000, while fixed deposits often require higher minimums. Check each product’s details.
Can I withdraw a fixed deposit before it matures?
Yes, premature withdrawal is usually allowed but may reduce the interest rate or attract a small penalty depending on the bank.
How is interest on my deposit calculated and paid?
Interest is calculated on your balance and paid out monthly, quarterly, or at maturity depending on the product — shown on each product’s detail page.
Is my deposit insured?
Deposits with Nepali commercial banks are covered by the Deposit and Credit Guarantee Fund up to the insured limit set by Nepal Rastra Bank.
Do I need to visit a branch to open an account?
Many banks now offer online account opening, but some products still require an in-branch visit for verification.