Prepaid Card
Himalayan Bank
HBL Prepaid Card
Annual Fee
NPR 200
Registration Fee
NPR 150
Transaction Limit
NPR 50,000
Reload Limit
NPR 1,00,000
Validity
3 yr
Key Features
- Ideal for travel & gifting
- Reloadable via mobile banking
- No linked bank account required
Frequently Asked Questions
Is it safe to use mobile and internet banking?
Yes, as long as you use official bank apps/websites, keep your PIN and OTP private, and avoid public Wi-Fi for transactions.
What should I do if I lose my debit card?
Report it to your bank immediately to block the card, then request a replacement — most banks charge a small replacement fee.
Are there charges for using another bank’s ATM?
Yes, most banks charge a small fee for withdrawals at another bank’s ATM, shown on the product’s detail page.
How do I register for internet or mobile banking?
You can register through your bank’s mobile app, website, or at a branch — you’ll need your account number and registered phone/email.
What is the difference between RTGS and a normal transfer?
RTGS is for same-day, high-value transfers (typically above NPR 200,000) settled individually, while normal transfers are batched and settle in cycles.