Margin Loan
NIC Asia Bank — NIC Asia Margin Lending
Compare against 1 other Margin Loan offer on ArthaSathi
Interest Rate
11.00–14.00%
Loan Amount
NPR 1,00,000–1,00,00,000
Processing Fee
0.50%
Approval Time
3 days
What would you actually pay?
Move the sliders — this recalculates against NIC Asia Margin Lending's real rate band, live.
Estimated monthly EMI
NPR 32,739
Total interest—
Total payment—
Estimate only — your actual rate depends on the bank's assessment. Open the full EMI calculator with prepayments →
Key features
- ✓Borrow against listed shares
- ✓Instant top-up on margin call
- ✓Wide list of eligible securities
- ✓Online portfolio tracking
Compare Margin Loan offers
1 other offer on ArthaSathi, ranked alongside NIC Asia Bank.
NIC Asia Bank
NIC Asia Margin Lending
Viewing
Rate11.00–14.00%
Max amountNPR 1,00,00,000
Fee0.50%
Tenure36 mo
Kumari Bank
Kumari Share Margin Loan
Rate11.50–14.50%
Max amountNPR 80,00,000
Fee0.50%
Tenure36 mo
Frequently asked questions
What documents do I need to apply for a loan?
Typically your citizenship/ID, income proof (salary slip or business registration), bank statements, and passport-size photos. Some loan types require additional collateral documents.
How long does loan approval take in Nepal?
Most Nepali banks approve straightforward applications in 3–14 business days, depending on the loan type and how quickly you provide documentation.
Can I prepay or foreclose my loan early?
Yes, most banks allow prepayment. Some apply a small prepayment charge in the first few years — check the specific product’s terms before applying.
Will checking my eligibility affect my credit score?
No. Using LoanBazaar’s eligibility checker is a soft check and does not affect your credit score or CIB record.
Can I apply for a loan from more than one bank at a time?
Yes, you’re free to compare and apply to multiple banks — that’s exactly what LoanBazaar helps you do before committing to one.