Hire Purchase Loan
Himalayan Bank — HBL Hire Purchase Loan
Compare against 1 other Hire Purchase Loan offer on ArthaSathi
Interest Rate
10.75–13.75%
Loan Amount
NPR 5,00,000–1,50,00,000
Processing Fee
1.00%
Approval Time
10 days
What would you actually pay?
Move the sliders — this recalculates against HBL Hire Purchase Loan's real rate band, live.
Estimated monthly EMI
NPR 21,618
Total interest—
Total payment—
Estimate only — your actual rate depends on the bank's assessment. Open the full EMI calculator with prepayments →
Key features
- ✓Finance for commercial vehicles & machinery
- ✓Up to 80% financing
- ✓Asset hypothecated to bank
- ✓Quick approval for fleet operators
Compare Hire Purchase Loan offers
1 other offer on ArthaSathi, ranked alongside Himalayan Bank.
Himalayan Bank
HBL Hire Purchase Loan
Viewing
Rate10.75–13.75%
Max amountNPR 1,50,00,000
Fee1.00%
Tenure60 mo
Global IME Bank
Global IME Hire Purchase
Rate11.00–14.00%
Max amountNPR 1,20,00,000
Fee1.00%
Tenure60 mo
Frequently asked questions
What documents do I need to apply for a loan?
Typically your citizenship/ID, income proof (salary slip or business registration), bank statements, and passport-size photos. Some loan types require additional collateral documents.
How long does loan approval take in Nepal?
Most Nepali banks approve straightforward applications in 3–14 business days, depending on the loan type and how quickly you provide documentation.
Can I prepay or foreclose my loan early?
Yes, most banks allow prepayment. Some apply a small prepayment charge in the first few years — check the specific product’s terms before applying.
Will checking my eligibility affect my credit score?
No. Using LoanBazaar’s eligibility checker is a soft check and does not affect your credit score or CIB record.
Can I apply for a loan from more than one bank at a time?
Yes, you’re free to compare and apply to multiple banks — that’s exactly what LoanBazaar helps you do before committing to one.