Home Loan
Himalayan Bank — HBL Housing Loan
Compare against 3 other Home Loan offers on ArthaSathi
Interest Rate
8.75–10.75%
Loan Amount
NPR 6,00,000–4,50,00,000
Processing Fee
0.50%
Approval Time
10 days
What would you actually pay?
Move the sliders — this recalculates against HBL Housing Loan's real rate band, live.
Estimated monthly EMI
NPR 12,533
Total interest—
Total payment—
Estimate only — your actual rate depends on the bank's assessment. Open the full EMI calculator with prepayments →
Key features
- ✓Up to 80% LTV
- ✓Balance transfer facility
- ✓Free CIBIL check
- ✓Female applicant discount
Compare Home Loan offers
3 other offers on ArthaSathi, ranked alongside Himalayan Bank.
Himalayan Bank
HBL Housing Loan
Viewing
Rate8.75–10.75%
Max amountNPR 4,50,00,000
Fee0.50%
Tenure300 mo
Nepal Bank Limited
NBL Griha Rin
Rate8.50–10.50%
Max amountNPR 5,00,00,000
Fee0.50%
Tenure360 mo
Standard Chartered Nepal
SC Home Loan
Rate9.50–12.00%
Max amountNPR 8,00,00,000
Fee0.50%
Tenure360 mo
Frequently asked questions
What documents do I need to apply for a loan?
Typically your citizenship/ID, income proof (salary slip or business registration), bank statements, and passport-size photos. Some loan types require additional collateral documents.
How long does loan approval take in Nepal?
Most Nepali banks approve straightforward applications in 3–14 business days, depending on the loan type and how quickly you provide documentation.
Can I prepay or foreclose my loan early?
Yes, most banks allow prepayment. Some apply a small prepayment charge in the first few years — check the specific product’s terms before applying.
Will checking my eligibility affect my credit score?
No. Using LoanBazaar’s eligibility checker is a soft check and does not affect your credit score or CIB record.
Can I apply for a loan from more than one bank at a time?
Yes, you’re free to compare and apply to multiple banks — that’s exactly what LoanBazaar helps you do before committing to one.